Chat with us, powered by LiveChat
(877) 992-2246
(877) 992-2246
Search
Menu
Free Room Design
My Cart
(877) 992-2246
(877) 992-2246
Mobile Menu Top Content
Start Your Journey Free Room Design
Menu
Menu
Free Room Design
Menu
Mobile Menu Bottom Content

Enjoy Your Dream Cabinetry Today, Pay For It Over Time

Your Dream Kitchen Awaits...

Make it Simple with Financing Options
Kitchen

Enjoy Your Dream Cabinetry Today, Pay For It Over Time

The RTA Store have teamed up with Affirm, Bread Pay ®, and Klarna to provide easy and affordable financing on your order.

Loan max amount of $30,000
  • Affirm tells you the total amount you’ll pay up front. That number will never go up.
  • You choose the payment schedule that works best for you.
  • Affirm doesn’t charge late fees or hidden fees of any kind, ever.

Flexible payment options with Affirm, starting at 0% APR*

Pay at your own pace with Affirm

When inspiration strikes, Affirm gives you payment options to suit your budget. Just select Affirm at checkout to pay over time for your purchase.

How to Shop with Affirm

Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

Choose how to pay

Pick the payment plan you like best. You'll never pay more than you agree to up front.

Pay over time

Your order will be shipped out right away. Make payments at affirm.com or in the Affirm app. You'll also get reminders by text and email.
An Affirm branded credit card next to a cellphone showing an application for a purchase using Affirm

Pay Monthly

Make easy monthly payments over 12, 24, or 36 months.

12months
24months
36months

Here's What You'll Pay

$0.00 monthly
0.00% APR
12 months
$0.00 monthly
15.00% APR
24 months
$0.00 monthly
14.99% APR
36 months
Learn more

Checking your eligibility won't affect your credit.

Affirm FAQs

Can I pay off my purchase early?

Yes! There's no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.

*Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
  • 24 Month 0% APR Financing Available*
  • Fixed monthly payments. No hidden fees.
  • Fast and easy prequalification.
  • Up to 48 month financing options available.*
  • Checking eligibility will not affect your credit score.
  • Your information is secure.
Powered by Bread Pay

How Bread Pay ® Works

Prequalify in Minutes

During checkout, select the “Pay over time” button to check your eligibility and get prequalify fast.

Easy Monthly Payments

Our team will match you with the best rates with a transparent plan.

Safe and Secure

Your information is safe with encryption and multi-factor identity verification.

Pay Over Time

Enjoy your new cabinetry guilt free with easy monthly payments.

Why Finance with Bread Pay

Fast

If you prequalify, we'll find a custom-tailored plan for you in seconds. We'll present you with clear, transparent terms and you'll be shown the monthly cost of the item. It's just that easy!

Fair

Rates may be lower than what credit card companies charge you! You can pay the same amount each month or pay off your whole balance anytime, for no extra cost.

Secure

We take security seriously. We help keep your information safe with encryption and multi-factor identity verification.

Minimum purchase of $30.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 48 monthly payments of $31.50 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay loans are made by Comenity Capital Bank, a Bread Pay company.

There's no obligation to purchase when you prequalify for financing.

Get Pre-Qualified Today!
Loan max amount of $10,000
  • No upfront payment, no interest, and no fees when you pay on time.
  • Pay in 4, Pay in 30 days, Pay Now options.
  • Enjoy up to 30 days before you pay in full.**
  • Short application will provide an instant decision for you.
  • No impact to your credit to apply.
  • Your information is secure.
  • Up to 24 month fair financing options available (APR rates between 7.99% and 33.99% offered)

How Klarna Works

Get more time to pay with Klarna

We’ve partnered with Klarna to give you a better shopping experience.

It’s smooth and simple

Klarna helps you elevate your shopping game. When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase. It's shopping the way it should be. Effortless, safe, and fun.

The best way to shop

Get deals on your favorite products, check your Purchase power, see all of your purchases in one place, extend your due dates, pay open balances and much more in the Klarna app.

Safe and secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases.
Klarna - We'll get you checked out in no time!
If you need any help, Klarna’s Customer Service is there for you.

Financing Options

Pay in 4

Split your purchase into four interest-free payments so you can spread the cost over time. The card or bank account of your choice will be automatically charged every two weeks. No interest or fees when you pay on time.*

 

*See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.

Pay in 30 days

Order today and enjoy up to 30 days before you pay in full.** Now you can receive your purchase, make sure you love it IRL, and only pay for what you decide to keep. No upfront payment, no interest, and no fees when you pay on time.

 

**See payment terms. CA resident loans made or arranged pursuant to a California Financing Law license.

Fair Financing

Apply for monthly financing directly at checkout. A short application will provide an instant decision for you. With no hard credit check, there is no impact to your credit to apply. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna app. No fees when you pay on time. Monthly financing products are issued by WebBank, member FDIC.

Pay now

Pay immediately and in full, with the same seamless payment experience you know and expect from Klarna. Debit or credit card accepted.

How to Shop with Klarna

Checkout

Add item(s) to your cart and head to checkout.

Choose Payment Option

Select “Checkout” from your shopping cart. Proceed until you have reached the payment options, there you can select Klarna as your preferred payment method.

Use the App

Manage your orders and payments in the Klarna app.

Start Shopping

Ready-to-Assemble Kitchen Cabinets

Ready-to-Assemble Kitchen Cabinets
Pre-Assembled Kitchen Cabinets

Pre-Assembled Kitchen Cabinets
Outdoor Cabinetry

Outdoor Cabinetry
Samples

Samples
Any Questions? Contact Us

Compliance status

We firmly believe that the internet should be available and accessible to anyone and are committed to providing a website that is accessible to the broadest possible audience, regardless of ability.

To fulfill this, we aim to adhere as strictly as possible to the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA level. These guidelines explain how to make web content accessible to people with a wide array of disabilities. Complying with those guidelines helps us ensure that the website is accessible to blind people, people with motor impairments, visual impairment, cognitive disabilities, and more.

This website utilizes various technologies that are meant to make it as accessible as possible at all times. We utilize an accessibility interface that allows persons with specific disabilities to adjust the website’s UI (user interface) and design it to their personal needs.

Additionally, the website utilizes an AI-based application that runs in the background and optimizes its accessibility level constantly. This application remediates the website’s HTML, adapts its functionality and behavior for screen-readers used by blind users, and for keyboard functions used by individuals with motor impairments.

If you wish to contact the website’s owner please use the website's form

Screen-reader and keyboard navigation

Our website implements the ARIA attributes (Accessible Rich Internet Applications) technique, alongside various behavioral changes, to ensure blind users visiting with screen-readers can read, comprehend, and enjoy the website’s functions. As soon as a user with a screen-reader enters your site, they immediately receive a prompt to enter the Screen-Reader Profile so they can browse and operate your site effectively. Here’s how our website covers some of the most important screen-reader requirements:

  1. Screen-reader optimization: we run a process that learns the website’s components from top to bottom, to ensure ongoing compliance even when updating the website. In this process, we provide screen-readers with meaningful data using the ARIA set of attributes. For example, we provide accurate form labels; descriptions for actionable icons (social media icons, search icons, cart icons, etc.); validation guidance for form inputs; element roles such as buttons, menus, modal dialogues (popups), and others.

    Additionally, the background process scans all of the website’s images. It provides an accurate and meaningful image-object-recognition-based description as an ALT (alternate text) tag for images that are not described. It will also extract texts embedded within the image using an OCR (optical character recognition) technology. To turn on screen-reader adjustments at any time, users need only to press the Alt+1 keyboard combination. Screen-reader users also get automatic announcements to turn the Screen-reader mode on as soon as they enter the website.

    These adjustments are compatible with popular screen readers such as JAWS, NVDA, VoiceOver, and TalkBack.
  2. Keyboard navigation optimization:
    The background process also adjusts the website’s HTML and adds various behaviors using JavaScript code to make the website operable by the keyboard. This includes the ability to navigate the website using the Tab and Shift+Tab keys, operate dropdowns with the arrow keys, close them with Esc, trigger buttons and links using the Enter key, navigate between radio and checkbox elements using the arrow keys, and fill them in with the Spacebar or Enter key.

    Additionally, keyboard users will find content-skip menus available at any time by clicking Alt+2, or as the first element of the site while navigating with the keyboard. The background process also handles triggered popups by moving the keyboard focus towards them as soon as they appear, not allowing the focus to drift outside.

    Users can also use shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.

Disability profiles supported on our website

  • Epilepsy Safe Profile: this profile enables people with epilepsy to safely use the website by eliminating the risk of seizures resulting from flashing or blinking animations and risky color combinations.
  • Vision Impaired Profile: this profile adjusts the website so that it is accessible to the majority of visual impairments such as Degrading Eyesight, Tunnel Vision, Cataract, Glaucoma, and others.
    Cognitive Disability Profile: this profile provides various assistive features to help users with cognitive disabilities such as Autism, Dyslexia, CVA, and others, to focus on the essential elements more easily.
  • ADHD Friendly Profile: this profile significantly reduces distractions and noise to help people with ADHD, and Neurodevelopmental disorders browse, read, and focus on the essential elements more easily.
  • Blind Users Profile (Screen-readers): this profile adjusts the website to be compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A screen-reader is installed on the blind user’s computer, and this site is compatible with it.
  • Keyboard Navigation Profile (Motor-Impaired): this profile enables motor-impaired persons to operate the website using the keyboard Tab, Shift+Tab, and the Enter keys. Users can also use shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.

Additional UI, design, and readability adjustments

  1. Font adjustments – users can increase and decrease its size, change its family (type), adjust the spacing, alignment, line height, and more.
  2. Color adjustments – users can select various color contrast profiles such as light, dark, inverted, and monochrome. Additionally, users can swap color schemes of titles, texts, and backgrounds with over seven different coloring options.
  3. Animations – epileptic users can stop all running animations with the click of a button. Animations controlled by the interface include videos, GIFs, and CSS flashing transitions.
  4. Content highlighting – users can choose to emphasize essential elements such as links and titles. They can also choose to highlight focused or hovered elements only.
  5. Audio muting – users with hearing devices may experience headaches or other issues due to automatic audio playing. This option lets users mute the entire website instantly.
  6. Cognitive disorders – we utilize a search engine linked to Wikipedia and Wiktionary, allowing people with cognitive disorders to decipher meanings of phrases, initials, slang, and others.
  7. Additional functions – we allow users to change cursor color and size, use a printing mode, enable a virtual keyboard, and many other functions.

Assistive technology and browser compatibility

We aim to support as many browsers and assistive technologies as possible, so our users can choose the best fitting tools for them, with as few limitations as possible. Therefore, we have worked very hard to be able to support all major systems that comprise over 95% of the user market share, including Google Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS, and NVDA (screen readers), both for Windows and MAC users.

Notes, comments, and feedback

Despite our very best efforts to allow anybody to adjust the website to their needs, there may still be pages or sections that are not fully accessible, are in the process of becoming accessible, or are lacking an adequate technological solution to make them accessible. Still, we are continually improving our accessibility, adding, updating, improving its options and features, and developing and adopting new technologies. All this is meant to reach the optimal level of accessibility following technological advancements. If you wish to contact the website’s owner, please use the website's form